/* How It Works page — loaded only on /how-it-works/ to keep the homepage payload small. */

/* ---------- BREADCRUMB ---------- */
.crumbs{font-size:.86rem;margin-bottom:18px;color:#BFD2E0}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin:0;padding:0}
.crumbs a{color:#fff;font-weight:600}
.crumbs a:hover{color:var(--orange)}
.crumbs li+li::before{content:"/";margin-right:8px;color:rgba(255,255,255,.4)}
.crumbs [aria-current]{color:var(--orange);font-weight:600}

/* ---------- PAGE HERO ---------- */
.hiw-hero{position:relative;background:var(--navy);color:#fff;overflow:hidden;isolation:isolate}
.hiw-hero__bg{position:absolute;inset:0;z-index:-3}
.hiw-hero__bg img{width:100%;height:100%;object-fit:cover;object-position:center 45%}
.hiw-hero__scrim{position:absolute;inset:0;z-index:-2;background:linear-gradient(102deg,rgba(14,26,38,.95) 0%,rgba(14,26,38,.88) 46%,rgba(14,26,38,.5) 78%,rgba(14,26,38,.6) 100%)}
.hiw-hero__inner{padding:clamp(40px,6vw,72px) 0 clamp(52px,7vw,86px);max-width:760px}
.hiw-hero h1{color:#fff;margin-bottom:18px}
.hiw-hero__sub{font-size:clamp(1.04rem,1.8vw,1.2rem);color:#D7E2EC;max-width:620px;margin-bottom:28px}
.hiw-hero__cta{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:26px}
.hiw-trust{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:60px;padding:10px 20px;font-family:var(--head);font-weight:600;font-size:.88rem;color:#fff}
.hiw-trust svg{width:18px;height:18px;color:var(--green);flex:none}

/* ---------- STEP BLOCKS ---------- */
.hiw-step{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,4vw,56px);align-items:center;padding:clamp(38px,5vw,60px) 0;border-top:1px solid var(--line)}
.hiw-step:first-of-type{border-top:0;padding-top:0}
.hiw-step:nth-child(even) .hiw-step__media{order:-1}
.hiw-step__media{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg)}
.hiw-step__media img{width:100%;aspect-ratio:4/3;object-fit:cover;transition:transform .6s ease}
.hiw-step__media:hover img{transform:scale(1.05)}
.hiw-step__badge{position:absolute;top:16px;left:16px;background:rgba(14,26,38,.9);color:#fff;font-family:var(--head);font-weight:700;font-size:.8rem;padding:8px 16px;border-radius:40px;backdrop-filter:blur(6px)}

.hiw-step__no{display:inline-flex;align-items:center;gap:12px;margin-bottom:14px}
.hiw-step__no b{width:52px;height:52px;border-radius:16px;background:linear-gradient(135deg,var(--orange),#FFB100);color:#fff;font-family:var(--head);font-size:1.35rem;font-weight:900;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 24px rgba(255,138,0,.32);flex:none}
.hiw-step__no i{width:48px;height:48px;border-radius:14px;background:rgba(0,168,232,.1);color:var(--blue-dk);display:flex;align-items:center;justify-content:center;flex:none}
.hiw-step__no i svg{width:24px;height:24px}
.hiw-step h2{font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:12px}
.hiw-step h3{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:24px 0 12px}
.hiw-list{list-style:none;padding:0;margin:0 0 20px}
.hiw-list li{display:flex;gap:11px;align-items:flex-start;margin-bottom:10px;font-size:.97rem}
.hiw-list svg{width:19px;height:19px;flex:none;color:var(--green);margin-top:4px}
.hiw-note{background:var(--bg-alt);border-left:4px solid var(--blue);border-radius:var(--radius-sm);padding:14px 18px;font-size:.92rem;margin:0 0 20px}
.hiw-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.hiw-link{font-family:var(--head);font-weight:700;font-size:.94rem;color:var(--orange);display:inline-flex;align-items:center;gap:7px}
.hiw-link svg{width:15px;height:15px;transition:transform .25s}
.hiw-link:hover svg{transform:translateX(4px)}

/* ---------- TIMELINE ---------- */
.tl{position:relative;margin-top:14px}
.tl__track{position:relative;height:8px;border-radius:8px;background:var(--line);overflow:hidden;margin-bottom:30px}
.tl__fill{position:absolute;inset:0 auto 0 0;width:0;border-radius:8px;background:linear-gradient(90deg,var(--orange),#FFB100,var(--blue));transition:width 1.6s cubic-bezier(.22,1,.36,1)}
.tl__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.tl__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 18px;text-align:center;transition:transform .3s,box-shadow .3s}
.tl__item:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.tl__dot{width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,var(--orange),#FFB100);color:#fff;font-family:var(--head);font-weight:900;font-size:.92rem;display:flex;align-items:center;justify-content:center;margin:0 auto 12px}
.tl__item b{display:block;font-family:var(--head);color:var(--ink);font-size:.98rem;margin-bottom:4px}
.tl__item span{font-size:.86rem;color:var(--muted)}
.tl__total{margin-top:30px;text-align:center;background:linear-gradient(135deg,var(--orange),#FFB100);color:#fff;border-radius:var(--radius);padding:26px 22px;box-shadow:0 18px 40px rgba(255,138,0,.26)}
.tl__total strong{display:block;font-family:var(--head);font-size:clamp(1.4rem,3vw,2rem);font-weight:900;line-height:1.2}
.tl__total span{font-size:.92rem;opacity:.95}

/* ---------- INCLUDED GRID ---------- */
.inc{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.inc__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;transition:transform .3s,box-shadow .3s,border-color .3s}
.inc__item:hover{transform:translateY(-7px);box-shadow:var(--shadow-lg);border-color:transparent}
.inc__ic{width:50px;height:50px;border-radius:14px;background:rgba(255,138,0,.1);color:var(--orange);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.inc__ic svg{width:24px;height:24px}
.inc__item h3{font-size:1.02rem;margin-bottom:7px}
.inc__item p{font-size:.92rem;margin:0;color:var(--body)}

/* ---------- TRUST GRID ---------- */
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.trust__item{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;transition:transform .3s,box-shadow .3s}
.trust__item:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.trust__ic{width:46px;height:46px;border-radius:12px;background:rgba(46,204,113,.12);color:var(--green);display:flex;align-items:center;justify-content:center;flex:none}
.trust__ic svg{width:22px;height:22px}
.trust__item b{display:block;font-family:var(--head);color:var(--ink);font-size:1rem;margin-bottom:5px}
.trust__item span{font-size:.92rem;color:var(--body)}

/* ---------- FINAL CTA ---------- */
.hiw-cta{position:relative;background:linear-gradient(140deg,#0E1A26,#123047 58%,#0B4A6B);color:#fff;overflow:hidden;isolation:isolate;text-align:center}
#hiw-particles{position:absolute;inset:0;z-index:-1;pointer-events:none;opacity:.8}
.hiw-cta h2{color:#fff}
.hiw-cta p{color:#BFD2E0}
.hiw-cta__btns{display:flex;flex-wrap:wrap;gap:16px;justify-content:center;margin:28px 0 22px}

/* ---------- RESPONSIVE ---------- */
@media (max-width:980px){
  .hiw-step{grid-template-columns:1fr;gap:26px}
  .hiw-step:nth-child(even) .hiw-step__media{order:0}
  .tl__grid{grid-template-columns:repeat(2,1fr)}
  .inc{grid-template-columns:repeat(2,1fr)}
  .trust{grid-template-columns:1fr 1fr}
}
@media (max-width:680px){
  .tl__grid{grid-template-columns:1fr}
  .inc{grid-template-columns:1fr}
  .trust{grid-template-columns:1fr}
  .hiw-hero__cta .btn,.hiw-cta__btns .btn{width:100%}
}